Canadian Dental Care Plan
The Canadian Dental Care Plan (CDCP) is helping make the cost of dental care more affordable for eligible Canadian residents.
Affordable Dental Care
Income Based Coverage
Eligible Dental Services
Guidance From Our Team
Book Your Appointment
Let our team help you understand CDCP coverage and prepare for your visit.
Why Choose Dr. Saima Shora Dentistry?
At Dr. Saima Shora Dentistry, we are more than a dental office. We are your partners in oral health. We accept the Canadian Dental Care Plan and help eligible patients understand their coverage and prepare for their dental visits with confidence.
CDCP Guidance
Understanding your coverage can be confusing, but we make it easier. Whether you have eligibility questions or need help preparing for a CDCP visit, our friendly team is a call away.
Always Clear Explanations
We take time to clearly explain your treatment options, available coverage, and expected out-of-pocket costs before care begins. Our goal is to provide clarity.
Comprehensive Dental Care
Our office provides preventive, diagnostic, restorative, and other dental services that may be eligible for CDCP coverage, depending on your individual needs.
Your Comfort Comes First
Your comfort matters. We tailor your care to your individual needs and preferred pace. If you feel nervous about treatment, please let us know.
Convenient Scheduling
We offer flexible scheduling, including Saturday appointments, to make dental care easier to fit into your routine.
Experienced Dental Team
Our skilled dentists, hygienists, and support staff bring experience and a genuine passion for exceptional patient care.
How the CDCP Works
The Canadian Dental Care Plan (CDCP) is a program from the Government of Canada designed to make dental care more affordable for people who don’t have private dental insurance. If your household income is under $90,000, you may qualify for reduced cost or fully covered dental services through this plan. Coverage under the CDCP is based on your adjusted family net income, which is assessed through your most recent tax return.
Our office charges only the CDCP's established fees. We never bill above the CDCP approved rates. This means no out-of-pocket costs for services fully covered by the CDCP for those with 100% coverage and lower out-of-pocket expenses if you have a co-pay. If you need help confirming your coverage or eligibility, we’re happy to assist.
| Adjusted Family Net Income | CDCP Covers | You Cover (Co-payment) |
|---|---|---|
| Under $70,000 | 100% of eligible services at CDCP rates | 0% |
| $70,000 – $79,999 | 60% of eligible services at CDCP rates | 40% of CDCP rates |
| $80,000 – $89,999 | 40% of eligible services at CDCP rates | 60% of CDCP rates |
Eligibility Criteria
You may qualify for the CDCP if you meet all four of the following conditions:
- No access to dental insurance through work, school, or private purchase
- You and your spouse/partner (if applicable) filed a Canadian tax return for the previous year
- Adjusted family net income is under $90,000
- You are a Canadian resident for tax purposes
How to Apply
Applications must be submitted directly through the Government of Canada. To learn more, confirm your eligibility, or begin your application, visit the official Canadian Dental Care Plan page on Canada.ca.
If you have questions about using your CDCP benefits at Dr. Saima Shora Dentistry or would like to schedule an appointment, please contact our office at (905) 270-5555.
Frequently Asked Questions
Do I Qualify for the Canadian Dental Care Plan?
You may qualify for the Canadian Dental Care Plan if you meet all four eligibility requirements:
- You do not have access to private dental insurance or coverage.
- You and your spouse or common-law partner, if applicable, have filed your Canadian tax returns.
- Your adjusted family net income is less than $90,000.
- You are a Canadian resident for tax purposes.
Having dental coverage through a provincial, territorial, or federal social program does not necessarily prevent you from qualifying.
How Much Does the Canadian Dental Care Plan Cover?
The percentage covered depends on your adjusted family net income:
- Lower than $70,000: The CDCP covers 100% of eligible costs at CDCP-established fees.
- $70,000 to $79,999: The CDCP covers 60%, and you pay a 40% co-payment.
- $80,000 to $89,999: The CDCP covers 40%, and you pay a 60% co-payment.
- $90,000 or more: You are not eligible for the CDCP.
Even with 100% coverage, you may still have additional costs if the dental office charges more than the CDCP-established fee or if you receive a service that is not covered.
How Do I Apply for the Canadian Dental Care Plan?
You must apply directly through the Government of Canada. You may need your Social Insurance Number, date of birth, address, tax information, and information about your spouse or common-law partner, if applicable. Once approved, you will receive your member ID and coverage start date.
Which Dental Services May Be Covered?
Depending on your needs and CDCP guidelines, eligible services may include:
- Dental exams and X-rays
- Dental cleanings and fluoride treatments
- Sealants
- Permanent and temporary fillings
- Root canal treatments
- Gum disease treatment
- Crowns in eligible cases
- Complete and partial dentures
- Tooth extractions and certain oral surgeries
- Some sedation and anesthesia services
Coverage may be subject to clinical criteria, frequency limits, or preauthorization.
Do All Dental Offices Accept the CDCP?
No. Participation in the Canadian Dental Care Plan is voluntary. Contact Dr. Shora Dental before booking to confirm participation and discuss your coverage.
How Can I Book an Appointment With CDCP Coverage?
Contact Dr. Shora Dental to schedule an appointment and let our team know that you have CDCP coverage. Please have your CDCP member ID and coverage start date available. Before treatment, our team can submit an estimate to confirm your active coverage, eligible services, and potential out-of-pocket costs.
Get Help With Your CDCP Coverage
If you have questions about the Canadian Dental Care Plan, our team is here to help. We can explain your coverage, discuss eligible dental services, and help you prepare for your visit so you know what to expect before your appointment. Contact us today to schedule your visit and receive the care you need.